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 Disability

​​Overview
Disability benefits are available to certified and non-certified staff meeting eligibility criteria.  Disability is generally defined as a condition that renders an individual incapable of performing the duties of his or her regular occupation.  For long term disability benefits, other stipulations may apply.

Short term disability benefits may be paid only after all necessary paperwork is on file with the Human Resources Department and Teachers' Retirement System (TRS) for certified employees or Illinois Municipal Retirement Fund (IMRF) for non-certified employees.  

Disability - Administrators

Short Term Disability-Administrators (Director Level and Above) ​

Short term disability is defined as the first two years of a an administrator's disability.  Certified administrators must contact TRS for a disability packet; non-certified administrators must contact IMRF for a disability packet.  The  District's self insured short term disability benefit is calculated after the TRS benefit is applied for certified administrators; the District's self insurance short term disability benefits is calculated after the IMRF benefit is applied for non-certified administrators.  Certified administrators must provide to Human Resources a photocopy of the TRS award letter and the TRS Notification of 1st Payment letter; non-certified administrators must provide to Human Resources a photocopy of the IMRF award letter and confirmation of IMRF disability benefits.

Waiting period: The greater of 90 calendar days or the end of your accumulated sick leave.

Benefit: 70% of salary.

Length of Benefit: Maximum benefit under short term disability is 730 calendar days including accumulated sick leave.

Resources: ​TRS website IMRF website

Long Term Disability
You may be eligible (after a two year waiting period of continued disability) for long term disability benefits through Standard Insurance Company.  Long term disability starts after 730 days from your original date of disability.

​Benefit: 70% of salary. ​

Disability - Certified Staff

This is a general summary of your short term and long term disability benefit. Please refer to your collective bargaining contract for further details and inf​ormation that may apply.

Short Term Disability
Short term disability is defined as the first two years of a certified employee's disability. Certified employees must contact TRS for a disability packet and complete an Employee Statement form.  The District's self-insured short term disability benefit is calculated after the TRS benefit is applied. Employees must provide to Human Resources an Employee Statement form as well as a photocopy of the TRS award letter and the TRS Notification of 1st Payment letter.

 

Waiting pe​riod: The greater of 30 calendar days or the end of your accumulated sick leave.

Benefit:

·  Calculated after your TRS benefit. (refer to TRS for this benefit)

·  3+ years of service: when added to TRS, will = 66.67% of salary (maximum paid by District is 30%)

·  Maximum benefit under short term disability is 730 calendar days including accumulated sick leave.

​Resources:  ​TRS web​site     Certified Disability Employees Statement.doc

Long Term Disability
You may be eligible (after a two year waiting period) for long term disability benefits through Standard Insurance Company.  Long term disability starts after 730 calendar days from your original date of disability.

Benefit:

·  Refer to TRS booklet for TRS benefit

·  3+ years of service: when added to TRS will = 66.67% of salary (maximum paid by District is 30%) 

Disability - Non Certified Staff
This is a general summary of disability benefits.  If an employee has an Illinois Municipal Retirement Fund (IMRF) deduction withheld from their paycheck, the employee may qualify for IMRF disability benefits. The employee should contact the IMRF at 800.275.4673 (800.ASK.IMRF) to verify disability benefits eligibility.


The IMRF waiting period for disability benefits is the greater of either 30 days from the date of disability or the end of the employee's accumulated sick leave. If an employee is eligible for IMRF disability benefits, the employee must request a disability packet from the IMRF.  If an application for IMRF disability benefits is approved, while receiving disability benefits an employee will:

  • continue to earn IMRF service credit as if working 

  • continue to be covered by IMRF death benefit protection.

  • receive monthly disability benefit payments equal to 50% of the average monthly salary based on the salary for the 12 months prior to the month deemed disabled.

  • are assured that your future pension will be based on full salary, not reduced disability benefit.

Resource: IMRF website​​​

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